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Bank letter for a mortgaged Golden Visa property
A mortgaged property qualifies, but DLD's page describes the required bank letter in two different ways.
What the source says
"In the event that a mortgaged property, a bank letter indicating 2 million AED paid amount as a proof to be provided."
DLD Golden Visa, investor service page (description)
| Status | Sources disagree - Two official or official-facing sources say different things. Both are quoted below. |
|---|---|
| Instrument | DLD Golden Visa, investor service page (description) |
| Authority | Dubai Land Department |
| In force since | Not stated |
| Last checked | 26 September 2026 |
| Source | Dubai Land Department |
Where the sources disagree
The quote above is one side. The other source says:
"a no-objection bank letter to be submitted indicating that the bank does not object to issuing a residence permit on the property, indicating the paid amount and the balance"
the same DLD page (service terms)
Until the authority settles it, ask for the answer in writing before you rely on either version.
Read the full guide
This rule is explained in context, with the costs and steps around it, in Bank NOC.
More rules on visas
- Golden Visa property threshold - Confirmed
- Golden Visa term for property investors - Sources disagree
- What the AED 2 million is measured on - Sources disagree
- Lien on a Golden Visa property - Confirmed
- Golden Visa and time abroad - Confirmed
- Golden Visa sponsorship of children - Sources disagree
See all 60 rules in the register.
Cite this rule
Home Guide Dubai, "Bank letter for a mortgaged Golden Visa property", Dubai property rules register, last checked 26 September 2026.
https://homeguidedubai.com/rules/golden-visa-mortgage-letter/
This link stays the same when the rule changes. If the rule changes, this page shows the new text and the date it changed.
Frequently Asked Questions
Is this still the rule today?
We last read the source on 26 September 2026. Rules in Dubai change by circular and by edits to service pages, often without notice. Check the source linked above, and ask Dubai Land Department in writing before a large payment.
Where does this rule come from?
DLD Golden Visa, investor service page (description), published by Dubai Land Department. The quote on this page is copied word for word from that source.
Sources
- DLD Golden Visa, investor service page (description) - Dubai Land Department - accessed 26 September 2026
- the same DLD page (service terms) - the other side of the disagreement - accessed 26 September 2026
Every rule above is quoted from the law, decree or official page on the date given. This is general information, not legal advice; rules change, so confirm the current position with the authority named before you act.