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Mortgage registration fee
Registering a mortgage costs 0.25% of the loan, plus AED 250 and AED 20, with a trustee fee of AED 4,000 plus VAT.
What the source says
"0.25% of the mortgage value"
DLD Mortgage registration service; Resolution 30 of 2013, Table 1 row 10
| Status | Confirmed - The official source states this rule in the words quoted. |
|---|---|
| Instrument | DLD Mortgage registration service; Resolution 30 of 2013, Table 1 row 10 |
| Authority | Dubai Land Department |
| In force since | 2013 |
| Last checked | 16 October 2026 |
| Source | Dubai Land Department |
What to know
The AED 290 admin fee quoted on broker sites appears on no DLD page.
Read the full guide
This rule is explained in context, with the costs and steps around it, in Golden Visa on a Mortgaged Property: The 2026 Rules.
More rules on fees
- The 4% sale registration fee - Confirmed
- Registration trustee fee on a sale - Confirmed
- Title deed fee - Confirmed
- Mortgage release fee - Confirmed
- Gift transfer between close family - Confirmed
- DLD valuation fee for a home - Confirmed
See all 60 rules in the register.
Cite this rule
Home Guide Dubai, "Mortgage registration fee", Dubai property rules register, last checked 16 October 2026.
https://homeguidedubai.com/rules/mortgage-registration-fee/
This link stays the same when the rule changes. If the rule changes, this page shows the new text and the date it changed.
Frequently Asked Questions
Is this still the rule today?
We last read the source on 16 October 2026. Rules in Dubai change by circular and by edits to service pages, often without notice. Check the source linked above, and ask Dubai Land Department in writing before a large payment.
Where does this rule come from?
DLD Mortgage registration service; Resolution 30 of 2013, Table 1 row 10, published by Dubai Land Department. The quote on this page is copied word for word from that source.
Sources
- DLD Mortgage registration service; Resolution 30 of 2013, Table 1 row 10 - Dubai Land Department - accessed 16 October 2026
Every rule above is quoted from the law, decree or official page on the date given. This is general information, not legal advice; rules change, so confirm the current position with the authority named before you act.